Money in Reach
Free Money Snapshot

Build a simple picture of your month.

We will ask for six numbers, a few at a time. A best estimate is enough, and you can change anything later. Your entries stay on this device unless you sign in and save them.

Private by defaultNo bank connection required

1. Build my snapshot · 2. Choose an action · 3. Review progress

123

You do not need exact numbers. Use a normal month. Enter 0 when something does not apply.

1

Money coming in

Start with the money that reaches you after taxes and paycheck deductions.

$
Add all take-home pay and other income you can use during a typical month.

Entries are saved only on this device.

How to read this

A snapshot is a starting point, not a grade.

Breathing roomIncome remaining after the spending, debt, and saving amounts you entered.

Emergency runwayAvailable emergency cash divided by essential costs and minimum debt payments.

Debt-payment loadMinimum debt payments as a share of take-home income. It is not a lender’s DTI calculation.