Editorial standards

Useful money information should show its work.

Money in Reach is built to help people understand a money question, test the numbers, and choose a practical next step. These standards describe how educational content, current information, calculations, and AI-assisted features are intended to be handled.

Primary sources first

When a rule, limit, government program, filing requirement, or official definition matters, Money in Reach prefers the responsible government agency or other primary source. Examples include the IRS, CFPB, FDIC, HUD, SEC Investor.gov, Census Bureau, and other official sources.

Current facts need dates

Rates, tax rules, limits, economic data, and regulations can change. Time-sensitive content should identify when the information was published or updated and, when practical, link readers to the source that controls the current rule or figure.

Calculators explain assumptions

Money in Reach calculators provide educational estimates. Inputs, assumptions, and the meaning of the result should be understandable before a user relies on the output. Estimates are not approvals, quotes, tax filings, underwriting decisions, or individualized advice.

Examples should feel real

Educational examples use concrete numbers to make a concept easier to understand. Example amounts are illustrative unless a page clearly identifies them as current external data.

AI can assist, sources still matter

Money in Reach uses AI in features such as the Reach Guide, Resolve, and automated content workflows. AI can misunderstand a question or source. Important facts should be checked against linked source material, and Resolve shows extracted case facts for user confirmation before they are used.

Daily briefs separate facts from context

The Daily Money Brief combines current developments into a plain-English summary. Briefs should identify their sources, explain why a development may matter to households, and avoid treating one data point as a reason to change a personal financial plan by itself.

Education, not individualized advice

Money in Reach explains concepts, tradeoffs, and planning estimates. It does not act as a financial adviser, investment adviser, tax preparer, attorney, mortgage lender, credit counselor, or insurance professional.

Corrections are part of the process

If you find an outdated figure, broken source, calculation issue, or factual error, send the page and correction through the contact form. Material corrections should be made in the underlying content rather than hidden in a separate note.

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What readers can expect

A practical standard for every money page.