Start without a card or bank connection. Upgrade only when cloud-synced planning, recurring reviews, or connected insights would be useful.
Current account: Checking…
For understanding a decision and taking the next practical step.
$0Always free
Start freeFor turning separate decisions into one plan you can revisit.
$4.99per month
Plus adds continuity and connected context. It does not lock basic education behind a subscription.
| Capability | Free | Plus |
|---|---|---|
| Articles and learning paths | Included | Included |
| Money Snapshot and calculators | Included | Included |
| Educational Coach | Included | Included |
| Goal, net-worth, and bill planning | — | Included |
| Saved scenarios and monthly reviews | — | Included |
| Debt and home workspaces | — | Included |
| Cross-device plan sync | — | Included |
| Optional connected accounts | — | Included |
Yes. The Money Snapshot, education, learning paths, calculators, progress, and educational Coach remain available without a Plus subscription.
No. Connected accounts are optional. Plus manual planners work without Plaid, and you can disconnect an institution from the dashboard.
Plus is $4.99 per month and renews until canceled. Stripe Checkout shows the final price and applicable taxes before payment. Billing can be managed through the Stripe customer portal.
No. Money in Reach provides educational information and planning estimates. It does not provide individualized financial, investment, tax, legal, credit, or mortgage advice.
